a "been-there" mom of six offers encouragement
to wives, young mothers, and those not so young,
and simple common-sense approaches to
the "ings" of life:
child-rearing (hints and helps), homemaking (all areas),
cooking (simple, cheap, and do-it-yourself)
making (toys and gifts), preparing (for the unexpected),
maintaining (sanity and peace in this increasingly crazy world) and more---
all aspects of making the most of making do on little---
and having fun in the process.

Friday, July 20, 2012

Piles of Paperwork: What to TOSS and What to KEEP


Judging from the vast number of "getting organized" materials available, I don't think I am the only one
who can't seem to get to the top of my paperwork.

Maybe these REAL SIMPLE guidelines will help me out. And hopefully, if your finances are simple and you suffer from paper overload and uncertainty, they will help you also.

TOSS --- each month

  • ATM, bank deposit slips, and credit card receipts, after you have checked them against your statements. 
  • Sales receipts for minor purchases, unless the receipt is for an item that has a warranty.
TOSS --- after one year
  • Monthly bank and credit-card statements, if you don't itemize deductions. 
  • Monthly quarterly brokerage and mutual-fund statements.
  • Monthly mortgage statements (if your year-end statement shows the total amount of interest and property taxes you've paid throughout the year).
  • Phone and utility bills if you don't have a home office, use the phone for business calls, or anticipate any need to prove long-term residency.
  • Paycheck stubs after they are reconciled with your annual W-2 or 1099.
KEEP --- for seven years
  • W-2 and 1099 forms
  • Year-end statements from credit card companies
  • Phone and utility bills (if you deduct any portion for business, have more than one home, or have moved within the past few years.
  • Cancelled checks and receipts/statements for annual mortgage interest and property taxes, deductible business expenses, child-care bills, out-of-pocket medical costs, or any other tax deductible expense.
KEEP --- Indefinitely
  • Annual tax returns
  • Year-end summaries from financial services companies
  • Confirmation slips listing the purchase price of any investments you own.
  • Home-improvement records
  • Receipts for major purchases.

Note: These are simple guidelines for simple household expenses as suggested by REAL SIMPLE magazine. If your finances are not this simple or if you have any questions or concerns,  you should check with your accountant.


Tuesday, July 17, 2012

Dissecting . . . Vegetable Shortening

In my last post I recalled the story of the            
Velveteen Rabbit who asks 


"What is Real?"


It is becoming more and more common for the common foods we eat to be less and less
real --- and it is important to our health and to our family's health to find out if what we are eating is real.


Vegetable Shortening 

I do a lot of studying in books and on the Internet. I am always amazed how quickly Google provides the answers to my searches. 


That was not the case today.

I was searching for backup proof for my latest disturbing discovery* and discovered the making of Crisco is a well-kept secret --- even though there are zillions of articles on the dangers of trans fats and hydrogenated oils and the like.


The Assumption

Back in the day Crisco was reported to be so pure that we were advised to use it on baby's bottom, on our lips, and our skin. White as snow, we were led to assume, was also pure as fresh-fallen snow.

The Facts
  1. To make shortening (or margarine) high temperature and pressure are used on the extract the oils from the vegetables. Then, since the manufacturer's wouldn't want to leave any product behind, any oil still remaining in the seed or grain is removed with hexane solvents ( toxic chemical HEXANE -- a neurotoxic substance produced as a byproduct of gasoline refining.) http://www.naturalnews.com/026303.html
  2. The oil is steam cleaned, a process that removes all the vitamins and antioxidants while leaving  the solvents and pesticides. 
  3. The oil is mixed with a nickel catalyst and is, as a liquid, put into a high-pressure, high-temperature reactor where hydrogen gas is forced into the oil (hydrogenation). 
  4. The reactor changes the liquid to a semi-solid "that looks like gray cottage cheese and smells terrible."
  5. Emulsifiers are mixed in to smooth out the lumps.
  6. The product is steam cleaned a second time to get rid of the horrible smell.
  7. Finally,  it is bleached to get rid of the gray color.   
*Skinny Chicks Eat Real Food (kicking your fake food habit) by registered dietitian Christine Avanti.

BTW, Margarine is made by adding artificial flavors and synthetic vitamins to vegetable shortening. Because manufacturers aren't allow to add a synthetic color to margarine, they add a natural coloring "annatto."  Doesn't that strike you as hypocritical?  Everything else about shortening is synthetic and the government watchers over the safety of our food choose to draw the line at artificial color!   


 Documentation 


I spent a few hours searching for confirmation before presenting  Ms. Avanti's report since I didn't want to offer false information. Finally I found it:


"RE: Classification of Crisco shortening

Dear Mr. Erwin:
This letter is in response to your inquiry, dated July 2, 1990, concerning the tariff classification of two Crisco shortening products under the Harmonized Tariff Schedule of the United States Annotated (HTSUSA). A sample of the merchandise was not submitted along with your request. You have requested confidential treatment for this request.
FACTS:
The subject merchandise is described as a one pound block of regular Crisco shortening, and a one pound block of butter- flavored Crisco shortening. The regular shortening consists of the following ingredients: 78.3 percent of refined, bleached, and hydrogenated Canola oil, 17.4 percent of refined, bleached, and hydrogenated Malaysian palm oil, and 4.3 percent of refined, bleached, and hydrogenated soybean oil. The butter-flavored shortening contains the same ingredients plus two artificial butter flavors and food coloring. Both of theses products are subjected to the processes of blending and deodorizing."
http://www.faqs.org/rulings/rulings1993HQ0087546.html#b

I found this one as I searched---


How Crisco Shortening Turned Me Into a Nutritionist…

June 5, 2007

"Might sound a little strange coming from a natural health nutritionist, but I want to thank the makers of Crisco shortening for getting me started on my career. Back in rural North Carolina farming country during the early 1970s, Crisco was a staple ingredient in just about everyone’s kitchen that I knew. We used Crisco shortening in everything from biscuits to cookies, cakes, and pies for that “flaky” crust, wonderful texture you looked for in baked goods and without the after taste of lard. Heck, I even won the “Crisco Award” and still have the trophy! So why would a shortening get me interested in nutrition anyway? Because I asked one simple question………….how is it made? When told that Crisco was actually “man-made,” taking a natural liquid plant oil and turning it into asolid that doesn’t really exist in nature, my response was immediate……… “So if it doesn’t exist in nature, how does my body know what to do with it?”  But no one then could really answer my question. So, that’s how my career got started."
http://www.seattlenutrition.com/diet/how-crisco-shortening-turned-me-into-a-nutritionist/

 There are many sites that offer substitutions for shortening, but since I like to leave you with a healthy way to "copy cat"  I leave you with the following blog  (with the disclaimer that I haven't tried it yet)
http://veganbaking.net/fats/vegan-shortenings/776-how-to-make-vegan-shortening



Once again, I keep wondering WHO would even come up with the idea of, and HOW these non-food items even got in our food products?
WHY is not one of the questions --- the answer to that is simple: 
$ Pure greed $








Thursday, July 12, 2012

What If . . . the food you eat isn't REAL food?


The Velveteen Rabbit asked "what is REAL." We need to ask
ourselves what foods we purchase and consume are actually REAL!

"What is REAL?" asked the (toy Velveteen) Rabbit one day. . .

"Real isn't how you are made," said the Skin Horse.
"It's a thing that happens to you. When a child loves
you for a long, long time, not just to play with, but
REALLY loves you, then you become Real. . .

"It doesn't happen all at once," said the Skin Horse. 

"You become. It takes a long time. . .Generally, by the time you are Real, most of your hair has been loved off, and your eyes drop out and you get loose in the joints and very shabby. But these things don't matter at all, because once you are Real you can't be ugly, except to people who don't understand."

If you are not familiar with it, or just want to get reacquainted with these lovable critters, click here. (But please return to this site when you are finished)


As Dave and I have begun eating healthier (and already feeling better as a result) we are doing quite a bit of research and what we are learning is pretty shocking. Much of what we are buying at fast-food places and restaurants is NOT real food. The same goes for the food you eat at home if most of it is bought already prepared, rather than being cooked from "scratch." These processed foods are what author Michael Pollan refers to as 
“edible food-like substances” — 
no longer the products of nature but of food science.'" 

What is REAL? is what we  need to discover. Most processed foods that fill the grocery shelves today are manufactured!!! 
 Manufactured foods  started appearing following World War II. And, unfortunately like so much of our "progress," what starts out as a great thing quickly becomes not so great.
Packaged foods are made in a plant --- even if they originated as a plant.  They are so highly processed that most of their original goodness---the nutrients---have been depleted and replaced with many preservatives and other ingredients (can't call these food either). In the many stages of processing, even their flavors have been eliminated....and then replaced.  It was sad to discover that  a product's flavor comes not from nature and not even from test kitchens, but from closely guarded laboratories---and scary to learn that both "natural" and artificial flavors are created in the same laboratories where basically their only differences are "technical."

Reality in our food production is stranger than fiction ---- and many times scarier than a horror story. 
 I have posted previously on a few of these edible food-like substances and feel the need to share, and continue to share, what we are learning. 
Burger Kings Strawberry Milk Shake-
and from an older post from when my blog first started: I LOVE to READ posted under Notes to Mom

“Twinkie, Deconstructed” by Steve Ettlinger, an interesting and easy read --- “a fascinating exploration into the curious world of packaged foods. . . takes us from phosphate mines in Idaho to cornfields in Iowa, from gypsum mines in Oklahoma to oil fields in China, to demystify some of American’s most common processed food ingredients—where they came from, how they are made, how they are used—and why. Beginning at the source (hint: the ingredients are often more closely linked to rocks and petroleum than any of the four food groups), Ettlinger reveals how each Twinkie ingredient goes through the process of being crushed, baked, fermented, refined, and /or reacted into a totally unrecognizable goo or powder with a strange name—all for the sake of creating a simple snack cake.”

If this makes you want to boycott commercial Twinkies but still crave them, go to your search engine and type in “twinkie recipe.”  There are several. The filling I use is from my recipe for Ho Ho cake — a copy cat of another multi- (mostly unnecessary) ingredient snack cake.     

Ho-Ho Filling
1 cup milk
3 T cornstarch
1 cup sugar
½ cup margarine (1 cube)
½ cup shortening
1/4 tsp salt
1 tsp vanilla
Combine milk and cornstarch and cook until creamy, stirring constantly. In separate bowl, beat sugar, margarine, shortening, salt and vanilla until creamy. Combine the two mixtures, beating  until fluffy.

and

"Food Rules: An eater's manual" by Michael Pollan is a tiny book that adds a little wit to its wisdom with suggestions such as "don't eat anything your great grandma wouldn't eat, avoid foods containing ingredients that no ordinary human would keep in the pantry, and avoid food products containing ingredients that a third-grader cannot pronounce." + 61 more ways to healthier eating.


GRAS
          "The U.S. Food and Drug Administration has a list of approximately 700 food additives which they label "generally recognized as safe (GRAS), many of which have not undergone any testing! 
          "Congress further defines a safe additive as one about which there is "reasonable certainty that no harm will result from use." Some substances that are found to be harmful to people or animals may be allowed, but only at the level of 1/1ooth of the amount that is considered harmful.
          "In the United States more than 3,000 substances can be added to foods for the purposes of preservation, coloring, texture, flavor and more. It's this stuff that makes a 100-calorie cup of yogurt taste like key lime pie or enables a cream-filled cake to remain edible for decades. "
excerpted from Skinny Chicks Eat Real Food by Christine Avanti, certified clinical and sports nutritionist 

Why the warning about food additives?
          Again, as stated above many of them are poorly tested and possibly dangerous... Some might come from tar or petroleum or other materials humans are not designed to ingest. Some are even mined.

I keep wondering WHO would even come up with the idea of, and HOW these non-food items even got in our food products?
WHY is not one of the questions --- the answer to that is simple: 
$ Pure greed $



Tuesday, July 10, 2012

Make Your Own Corn Syrup or. . . Honey Substitute


Manufactures are coming up with more and more ways to use corn in some form in many, many products. 




It appears that everything food label you look at lists corn syrup
as an ingredient. . .usually high fructose corn syrup.

While it is not really good for you, there are some recipes that just have to have it.  And, if you don't,
here is a do-it-yourself substitute. I don't know how people come up with these things but it may save you a trip to the store.

Corn Syrup
2 cups granulated sugar
3/4 cup water
1/4 tsp cream of tarter
dash of salt

In a heavy 2-1/2 quart saucepan, combine all ingredients over medium heat. Stir until mixture comes to a boil. Reduce heat to simmer. Cover pan and cook 3 minutes, to reduce crystal build-up on the sides of the pan. Uncover and cook, stirring often to "soft ball stage" or when you drop a little from a spoon into a glass of cold water and it drops to the bottom of the water in a soft ball.

Cool the syrup completely and store in covered container at room temperature. It should keep for two months.

If a recipe calls for light corn syrup you can substitute 1 cup of sugar and an additional                           1 cup of whatever other liquid your recipe calls for.

If a recipe calls for dark corn syrup you can use 3/4 cup light corn syrup and 1/4 cup molasses.

or

If your recipe calls for 1 cup of honey you can replace it with 1-1/4 cups of sugar and an additional 1/4 cup of whatever other liquid the recipe calls for.

'til we eat again,
          Simply, Gail

Saturday, July 7, 2012

The 12 Most Popular Posts from The Creative Cheapskate

 The Creative Cheapskate turns one today

Last week I turned 70. Today my blog turned one!  Yesterday I posted on 10 simple ways to improve your life with very little effort.  Number 9 relates to this blog---except the "with very little effort" part!

I have learned a lot over this past year. I hope that my learning to blog has helped you with the "ings" of
your life ---- child-rearing (hints and helps), homemaking (all areas), cooking (simple, cheap and do-it-yourself), making (toys and gifts), preparing (for the unexpected), maintaining (sanity and peace in this increasingly crazy world) ---- all aspects of making the most of making do on little, and having fun in the process!

I am still learning, and this week I  learned that my blog statistics lists the number of visits to each of my posts.  This was an amazing and fun discovery. Here are the top 12.

1. Rocking Horse Cake without special pan
http://thecreativecheapskate.blogspot.com/2012/02/simple-rocking-horse-cake-to-make.html

2. Make Your Own Windex and Shout
http://thecreativecheapskate.blogspot.com/2012/02/make-your-own-windex-and-shout.html

3. What If . . .  Dry Milk --- When the Grocery Shelves are Empty
http://thecreativecheapskate.blogspot.com/2011/11/2-what-if-dry-milk-when-grocery-shelves.html

4. Simple Teddy Bear Cake without special Pan
http://thecreativecheapskate.blogspot.com/2012/02/simple-teddy-bear-cake-wo-special-pan.html

5. Peanut Butter Cookies Can't Get Much Easier Than This
http://thecreativecheapskate.blogspot.com/2011/09/peanut-butter-cookies-cant-get-much.html

6. How to Creatively Garden in Bits and Pieces
http://thecreativecheapskate.blogspot.com/2012/02/how-to-creatively-garden-in-bits-and.html

7. Do-it-Yourself Barrette Holders for Gift Giving
http://thecreativecheapskate.blogspot.com/2011/10/diy-barrette-holders-for-gift-giving.html

8. Cob Corn in Nature's Own Microwaveable Shake-and-Eat Packaging
http://thecreativecheapskate.blogspot.com/2012/04/cob-corn-in-natures-own-microwaveable.html

9. Homemade Olive Oil Lamps: Safe, Cheap and Quick to Make . . .
http://thecreativecheapskate.blogspot.com/2011/09/homemade-olive-oil-lamps-safe-cheap-and.html

10. Buyer Be Wiser: The Latest Scoop
http://thecreativecheapskate.blogspot.com/2011/09/homemade-olive-oil-lamps-safe-cheap-and.html

11. Make 5 Great Meals With Only Two Pounds of Ground Beef
http://thecreativecheapskate.blogspot.com/2011/08/make-5-great-meals-with-only-two-pounds.html

12. More Copy-Cat Candy Bars
http://thecreativecheapskate.blogspot.com/2011/08/more-copy-cat-candy-bars.html

These "most visited" posts tell me a lot about my readers.  When I started learning how to blog my guide was appropriately, Google Blogger for Dummies! Several portions of this book teach

  • ways, sneaky and otherwise, to increase your readership, i.e. words to use in titles, etc.
  • how to make money, by inviting advertising, on your blog.
  • to use your statistics to determine what you should blog about.


These suggestions are probably good for others---but not for me.  Yes, I am excited to see the numbers of readers grow but I am excited because I take that to mean I am able to help others.  That was and still remains my goal.  I started married life saying just what Sgt. Shultz on the old Hogan's Heroes TV show used to say: http://www.hark.com/clips/stcglgpcfd-i-know-nothing
and the learning curve was, out of necessity, steep. 

The above 12 most visited posts "tells" me that I should concentrate on cooking (recipes). Still, I will continue as I have covering all the "ings"  and hope I continue to provide help for many.

Since Anything Can Happen to Disrupt Everything . . .

I have one request.  If you do not follow the posts under my "What If..." tab, please check them out. We live in uncertain times and things don't seem to be getting better. Anything can happen to disrupt everything.  And "it" can happen in an instant---personally, regionally, nationally...  Being prepared for sudden events brings great peace of mind. Just like insurance, you hope you never need to use it but it is helpful to have. . . just in case.


Thanks for coming along for the ride this past year. I hope you want to stay on board.

I remain
         Simply, Gail







Friday, July 6, 2012

10 Simple Ways to Improve Your Life . . . with very little effort!

1. Throw out nonessential numbers. This includes age, weight and height. Let the doctors worry about them----that's what they're paid for!


2. Hang out with only cheerful friends. The grouches pull you down.


3. Enjoy the simple things (but you must learn to recognize them)!






4. Laugh often, long and loud. Laugh until you gasp for breath.


5. Accept that tears happen. Endure, grieve, and then move on. The only person who is with us our entire life is ourselves. Be alive while you are alive.


6. Surround yourself with what you love whether it is family, pets, keepsakes, music, plants, hobbies or whatever. Your home is your refuge.


7. Cherish your health. If it is good preserve it. If it is unstable improve it. If it is beyond what you can improve get help---and then, make the best you can of it.


8. Take a trip --- to the mall, the next county, a foreign country, or wherever but --- never take a guilt trip.


9. Keep learning about anything you choose: computers, crafts, gardening, golf or whatever. Keep your brain engaged. "An idle mind is the devil's workshop," and the devil's name is Alzheimer's.


10. Remember to tell the people you love that you love them. We never know when it will be too late.


Tuesday, July 3, 2012

What If . . . you consider going Back to the Basics?

If you have not read my previous post please do so first.
It is the introduction to this one.

1. You will save lots of money --- first on pads for menstruation and by the time you have finished that stage,  if you are like me and millions of other women, you have entered what I refer to as the laughing-sneezing-coughing-leaking stage of life!

2. You would do your part for our landfill problem --- "The average woman will throw away 15000 sanitary pads and tampons over her lifetime. That adds up to about 12 billion pads and 7 million tampons yearly in North America (alone)."
http://groovymama.net/blog/


 "More than half and some say as high percentage as 80% use some sort of incontinence product. There are adult diapers, absorbent pads and a variety of products in between. If we estimate only 2 items used daily over a 15 year period, that comes to 10,950 items per person from 65 years- 80 years of age."
http://www.naturopathscottsdale.com/2012/02/

and, what was news to me

3. You will be safe-guarding your health --- Although we don't hear about it much "Toxic shock syndrome (TSS) is still a risk for anyone using tampons. The risk is much higher with disposable products. This is why they are required to warn you on the label and on the instruction sheet inside the box. Experts agree that TSS is under-reported, despite the fact that all states are required to report all cases."

"Despite the bleached white appearance, tampons and pads are not sterile. They are not sterilized - no disposable menstrual products are sterile.

"The FDA does not require disposable menstrual pad users to list the ingredients on the label so you do not know exactly what chemicals are being placed against your sensitive and absorbant tissues for several days each month."
http://www.comfyclothpads.com/

What started out to be one simple post (as the result of my discomfort and a Wal-Mart discovery*)  has certainly evolved!

Personal Confessions of Simply, Gail

I do sneeze-cough-and definitely laugh regularly. . . therefore I, uhmmm leak I hate putting out the money for incontinence products but more importantly they make me ITCH "down there!" 

No matter how thick it is or how much I pay for it---toilet paper SHREDS!

The internet is an amazing tool --- often with TooMuchInformation! And, we have a filter that blocked some of the sites. Searching the internet I discovered. . .
  •  I am definitely NOT ALONE!
  • Many women suffer much more serious problems than itching.
  • The products themselves, it is being discovered, cause/increase many problems, including increased cramping during periods and increased discharge the rest of the time --- naturally the manufacturer's won't admit it.   
I discovered the new trend toward "homemade" supplies you can buy on line --- if, like the days of the early commercial products --- you can afford them. While there are many offerings, I'll get you started with a couple of examples and you can take it from there:


Retro Rags™ pad measures approximately 14" long by 4.5" wide and is designed for overnight usage with heavy flow or postpartum usage, or plus size women.  $8.00 each



The Committed to Cloth Pad Stash Reusable Set of 24 $128.00




The first site I came across for DIY products is the HillbillyHousewife. 
 http://www.hillbillyhousewife.com/sanitarypads.htm

Admittedly my first thought was "yuck!"  But later thought "why not" and made a few. Most of the pre-made pads on line seem to be patterned after those on the hillbilly site, although there are variations.  

http://diy-pads.livejournal.com/45190.html
http://lunapads.com/tips-and-advice/lunapads-overview/ 


Because I am simple and cheap  my favorite site is 
http://www.biblicalscholarship.net/menses.htm

This site has the most simple ones---but I simplified them further. 

* And, here is where Wal-Mart comes in:

They sell packs of 18 100% cotton, wight, light-weight washcloths for $4.00. Folded into thirds, they work out perfect for me. (The more you wash them the softer they become, but even after one wash they work for me---but do not use fabric softener because it decreased absorbency.) These washcloths are not huge but I am a plus-size woman and they are plenty long enough. 

The cost is 22 cents per washcloth pad. 


You can also use old towels and washcloths---free and already soft!

The pads on the site were stitched to stay pre-folded but I decided they might be more useful (especially for washing and drying purposes) flat. 

At the same store they had soft 45-inch-wide print flannel on clearance sale for $2.25 per yard.  I bought one yard and began experimenting. I cut a few rectangles the size of the folded washcloth and using a tight zig-zag stitch, sewed a piece down the center of the washcloth. On some I sewed it  along one side (eliminating the need to be precisely in the middle) of the washcloth.  Not only does this give you an extra layer of protection but folded with the flannel side up provides a softer pad. 

I also cut and zig-zagged the edges of squares of flannel and folded them into thirds to use as pads instead of the washcloths. They worked also.  

If you need a heavy pad you can layer a flannel square on a washcloth and fold the pair into thirds.

With close-fitting underwear these stay in place really well.  I feel the little bit of readjusting that might need to be made after going to the bathroom is well worth the effort. If you want added "security"  make a small loop of masking tape.   I also read that if you make the bottom section fleece, it will not move around any and it is waterproof. I haven't  checked those claims out yet. I would not put the fleece against your body because it is synthetic rather than 100 percent cotton.

Toilet Paper Replacement 
My research uncovered the following: the average sheet of toilet paper is 4x4 inches and that 5.9 sheets, on the average, are used each time.

I decided to cut another package of white wash cloths in half to use as toilet paper after urinating. A half cloth was too large. I couldn't imagine  1/4 would be enough but it is perfect. A simple blot does the job.  


Not being too precise, I cut each washcloth into fourths and used a tight zig-zag stitch around the two unfinished edges. The cut edges will shed when cutting and for the first couple of washings.


18 washcloths for $4.00 makes 72 reusable wipes at 5.5 cents each!

I toss both the pads and the squares in a covered container under the sink. On wash day I simply empty them into a large mesh bag to launder.

I guess I am another generation of tween.  Not old enough to have gone with the flow using rags but too old to have known about making my own pads during my productive years. 

The economy, as well as the horrible things we are learning daily about how what we eat (and now what we use) are created/manufactured, is making us think twice and---make changes.

What we once innocently thought of as “disposable” is in reality pollution, and what we once accepted as “sanitary,”for our most personal purposes, we are learning are not only without guidelines, but with problems---from relatively minor to deadly toxicity!